Wallis State Bank

Rates for Certificates of Deposit and Interest Bearing Accounts - Texas Customers Only

Disclosed Annual Percentage Yield accurate as of June 15, 2018

Certificates of Deposit Under $100,000
Minimum to open: $2,500

 Term
Compounding Frequency 
 APY*
Interest Rate 
30 Days
None
0.75%
0.75%
3 Months
Quarterly
0.85%
0.85%
6 Months
Quarterly
 0.95% 
 0.95% 
9 Months 
Quarterly
 1.25%
 1.25%
12 Months
 Quarterly
 1.55%
 1.55%
18 Months
 Quarterly
 1.61%
 1.60%
2 Years
 Quarterly
 1.81%
 1.80%
3 Years
 Quarterly
 1.91%
 1.90%
4 Years
 Quarterly
  1.96%
 1.95%
5 Years
 Quarterly
  2.06%
 2.05%

 

Certificates of Deposit $100,000 and Over
Minimum to open: $100,000

 Term
Compounding Frequency 
 APY*
Interest Rate 
30 Days
 None
0.95%
 0.95%
3 Months
 Quarterly
1.05%
 1.05%
6 Months
  Quarterly
1.15%
 1.15%
9 Months
  Quarterly
1.45%
 1.45%
12 Months
  Quarterly
1.76%
 1.75%
18 Months
  Quarterly
1.81%
 1.80%
2 Years
  Quarterly
2.01%
 2.00%
3 Years
  Quarterly
2.11%
 2.10%
4 Years
  Quarterly
2.16%
 2.15%
5 Years
  Quarterly
2.26%
 2.25%

 

Interest Bearing Deposit Accounts

 
Compounding Frequency 
 APY*
Interest Rate 
NOW Account (minimum to open is $100.00)
 Under $1,499.99
No interest earned 
0.00% 
0.00% 
$1500.00+ 
Monthly 
0.30% 
0.30% 
       
 Personal Money Market / Business Money Market Accounts (Personal Money Market minimum to open is $100.00) (Business Money Market minimum to open is $2,500)  
 Under $2,500
No interest earned 
0.00%
0.00% 
 $2,500-$49,999.99
Monthly 
0.75% 
0.75%  
 $50,000-$89,999.99
Monthly  
 0.85%  
0.85% 
 $90,000+
Monthly  
0.90% 
0.90% 
       
 Prime Star Money Market / Business Prime Star Money Market Accounts (Personal Money Market minimum to open is $100.00)  (Business Money Market minimum to open is $2,500) 
 $0.01-$49,999.99
Monthly   
0.85% 
0.85% 
 $50,000-$99,999.99
Monthly   
0.90% 
0.90% 
 $100,000-$249,999.99
Monthly   
1.00% 
1.00% 
 $250,000+
Monthly   
1.25% 
1.25% 
       
Savings (minimum to open is $100.00)   
 $0.00-$9,999.99
Quarterly 
0.35% 
0.35% 
 $10,000-$24,999.99
Quarterly  
0.40% 
0.40% 
 $25,000-$49,999.99
Quarterly  
0.45% 
0.45% 
 $50,000+
Quarterly  
0.50% 
0.50% 
       
 Quinceañera Savings
 
 
 
 $100.00
Quarterly   
0.50% 
0.50% 
       
 Account Analysis
Earnings Credit Rate 
 
0.40% 
 Prime Rate
 
 
5.00%
 
Penalties for early withdrawal.  Interest rates are subject to change without notice. 
APY* disclosed assumes interest remains on deposit until maturity. 
Interest rates may change after the account is opened.  Fees could reduce earnings.
*Annual Percentage Yield
Member FDIC
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