Mortgage Loans

Whether you're buying a home for the first time, moving to a new home, or refinancing your existing home, Wallis State Bank has a wide selection of loans and services to meet your goals. We can also assist you with financing home improvements or receiving cash on the equity in your home.

How much do you need? Check out our online calculators.

Once you decide on the amount, contact Pat Windon at (713) 580-9940, or by email at mortgage@wallisbank.com. Pat will send you a Uniform Residential Loan Application, along with three other forms requiring your signature.

Residential Home Mortgage Loan Requirement Checklist:

• Completed Uniform Residential Loan Application from Pat or download a PDF version (Right-click on the link and use the Save As option to save to you computer. It requires Acrobat Reader to display and legal-size paper to print. Click here if you need to install Acrobat Reader)
  
  Apply easily and securely online at our online Mortgage Center.
  
• Signed Request for Copy of Tax Form-4506 (from Pat)
• Signed Borrower's Certification & Authorization (from Pat)
• A check for $369.00 covering an appraisal ($350) and credit report ($19)
• A copy of the executed Earnest Money Contract (home purchases only)
• Complete copies of the 2 most recent monthly statements for all bank accounts
• Complete copies of the 2 most recent periodic statements for all IRA, 401(k) and other retirements, investments or stock accounts
• Copy of current Homeowners Insurance Policy
• Last 2 years income tax returns including copies of your W-2 forms for the last 2 years
• Copy of pay stubs covering the last full month for each applicant

To expedite your application, please be sure to have all of the checklist items before submitting it to Wallis State Bank for approval and underwriting. If you have any questions, contact Pat Windon at (713) 580-9940 or by email at mortgage@wallisbank.com.