At times, we all need extra money.  From auto loans to home mortgages... overdraft coverage to personal loans... our credit options are designed to answer your borrowing needs. With Wallis State Bank's competitive interest rates and flexible terms, we can design a credit plan that fits your current budget, short and long term.

Personal Loans

Wallis State Bank has a personal loan for your every need. Vacation, education, or personal expenses...we're here for you. Click here to view and print an application.

Auto Loans and Recreational Vehicle Loans

Our new and used auto rates can help you get behind the wheel of your new car or truck. Click here to see how low our rates are. Our loan calculator can show you how affordable your monthly payment can be. Click here to view and print an application.

Cash Reserve Checking

Another form of Overdraft Protection and subject to credit approval, Cash Reserve offers overdraft protection to avoid returned checks and Insufficient Fund/Overdraft Fees. It is a credit line attached to a Wallis State Bank checking account, available for use when needed. The checking account will be funded, from Cash Reserve, in minimum increments of $250.00, or up to maximum amount of credit available, with a transfer fee of $5.00 per transfer. Payments of 5% of the outstanding balance are automatically deducted monthly from the checking account.

Visit your nearest Wallis State Bank location to talk to one of our employees who can help you apply.

Mortgage Loans

Our personal and commercial real estate lending offers you everything from commercial real estate, home purchase, home improvement, or interim construction. We even have our own conventional mortgage program offering jumbo, fixed and adjustable rate mortgages. Click here for an online application to get started.