Holiday Savings Account

An interest-bearing personal savings account, which pays an above average rate. The fixed rate on the account is set annually, with the account opened in November and funds distributed in November of the following year. The account may be used as a savings vehicle for purposes such as holiday shopping, taxes, insurance paid annually, and much more. A distribution prior to maturity will close the account and a penalty of $20.00 will be assessed. Contributions may be made to this account throughout the year. Interest is calculated on a daily basis and paid on statement date.

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